3 Tips For Getting Your Claim

3 Tips for Getting Your Claim Paid

Consumers buy insurance so that they are protected in the case of an  accident. Whether the reason for your claim is that someone put a dent  in your car, or you were seriously injured in a motor vehicle accident,  you want one thing from your policy—for the insurance company to  cut a check quickly without a lot of back and forth. Insurance is a  necessary part of a stable economy, but insurance consumers are  usually at a disadvantage in understanding their policies and  negotiating and defending their own interests. Insurance disputes arise  at the very time that policyholders need coverage the most—after the  loss. Even if a denial is not an insurance companies’ goal, by playing  the denial game, it can achieve something almost as advantageous or lengthy by their delay in paying out on the insurance claim. The longer  an insurance company can hold onto his money, the better off it is. In  this blog post, we will discuss some tips on getting your insurance  claim paid in a timely manner.  

How to Get Compensated for Your Insurance Claim  

After all things are considered, there are some simple steps that any  policyholder can follow to maximize their chances of making an auto  claim successfully. Here they are:  

  1. Never except a claim settlement that you believe is too low. For  example, if a repair shop says your damaged vehicle needs to be  fixed at a cost of $5000, but your insurance companies adjuster  offers you just $1000, it’s time to start negotiating. Ask the repair  shop for line-item estimates that explain what needs to be done and  why and send these to all parties involved with your claim. 
  2. If the insurance company denies your claim or insist you take it to  court, don’t be intimidated. Simply ask for the language in your  policy or under Florida law that allows it to deny your claim and  save all paperwork and log all phone conversations you have with  insurance company representatives going forward. 
  3. If what your insurance company says doesn’t agree with your  reading of your policy, ask your state regulator for help. While state  insurance commissioners usually have no legal authority to force  an insurance company to pay on an individual claim, the insurance  commissioner can fine an insurance company or take other punitive  actions if an insurance company makes a practice of unfairly and  under paying or denying claims. 

Speak with a Accident Lawyer in Miami Today!  

Today, it is getting more and more difficult to get paid out on an  insurance claim quickly and without delay. Even when insurance  companies decide to pay, they will often only pay part of the money you need to cover the full extent of your damage and injuries. If you  run into problems getting your claim paid, consider hiring an attorney  to help resolve your claim. Our firm represents families and individuals  seeking reasonable payment for their injuries. When another person is  accountable for your injuries, it is in your benefit to consult with an  injury attorney. At Suarez & Montero, our group of accident lawyers  have more than 19 years of experience helping injury sufferers that  have sustained severe injuries in all kinds of crashes due to the  negligence or carelessness of others. Our group of automobile  accident attorneys have comprehensive experience representing  clients in different kinds of personal injury issues, including auto  crashes, vehicle crashes, motorcycle accidents, bicycle accidents,  pedestrian accidents, slip and falls, trip and falls, medical negligence,  and more. If you, a friend, or family member has been injured in any  type of accident, do not hesitate to contact the car accident attorneys  at Suarez & Montero to receive your free consultation. We serve  clients throughout Florida including those in the following areas: 

Miami-Dade: Aventura, Coral Gables, Doral, Fontainebleau, Hialeah,  Homestead, Kendall, Miami, Miami Beach, Miami Lakes, North Miami,  Tamiami, and Westchester. 

Broward: Fort Lauderdale, Hallandale Beach, Hollywood, Pembroke  Pines, and Weston; and Palm Beach County including Boca Raton, Lake  Worth, and West Palm Beach.