Early Sunday morning around 7:30am, Miami-Dade Fire Rescue and Miami-Dade Police were dispatched due to reports of a car crashing into a retail business. The Miami-Dade Police Department says a man apparently lost control of his vehicle and struck through the cinder-block wall of an Advance Auto Parts Store in Kendall causing extensive damage. The business was fortunately closed, and no injuries were reported. Upon arrival, the driver was standing nearby, visibly shaken up but luckily did not sustain any life-threatening injuries. A passerby had rushed over right after the vehicle crashed into the building and started trying to help the victim get out. The accident is still under investigation at this time.
Does My Insurance Policy Cover Me If a Car Crashes into My Business?
It can be completely shocking to experience a vehicle crashing through your business. The initial clean-up process and extensive damage can be devastating. As the property owner, the first thing you’ll want to do is clean up the mess. Next, you will want to make an insurance claim with the driver’s insurance company as their insurance company will be responsible for the costs of any injuries or property damage. Unfortunately, most drivers in South Florida are underinsured and have low policy limits. This means that any damage to your business that exceeds this limit will have to come from another source. To illustrate, if the policy limits for the at fault driver are $100,000 for property damage and your total property damage totals to $250,000, you will have to come out of pocket for the remaining $150,000. Unfortunately, many business owners fail to understand the need for sufficient insurance coverage until they are faced with a situation like the one described in this blog post. Of course, a civil suit may be filed against the at fault driver personally, but this can be challenging since most drivers who can’t afford insurance don’t always have the assets to compensate for the damage. In situations where an at-fault driver’s car insurance does not cover the full amount of the property damage, your property insurance policy may be used to cover any remaining costs. These policies also have deductibles, meaning that you will have to pay some costs out-of-pocket, even if you were not at fault for the damage to your business.
Contact an Experienced Car Accident Attorney!
If a driver has crashed into your home or business and caused extensive personal or property damage, contact the lawyers at Suarez & Montero. Contact an Experienced Car Accident Attorney Today! There is no replacement for quality legal advice after being involved in a car accident. The car accident attorneys at Suarez and Montero would love to have an opportunity to explain the law in Florida to assist you in presenting a strong claim against the at fault party. Every firm is distinctive and auto accident victims have needs that are also distinct. The Florida auto accident attorneys at Suarez & Montero encourage you to reach out so that we can explain more about the different ways that our law firm and attorneys can provide legal help and guidance after an auto accident. Make an appointment with us at one of our many locations. Remember, we work on a contingency basis so you will owe us nothing if we are unable to obtain successful results for your case. The attorneys at Suarez & Montero can meet with you to discuss further. always available to talk with you and answer your questions. Our skillful attorneys are genuinely committed to our clients. We will fight to make sure that you get the maximum amount of compensation owed to you. Let us help you get the medical care you need and fight to make sure you are compensated for your injuries! Our attorneys are ready to provide proven legal representation in pursuing your claim and stand ready to protect your rights. We are available 24/7 to give you a free, no risk case consultation.
We serve clients throughout Florida including those in the following areas:
Miami-Dade: Aventura, Coral Gables, Doral, Fontainebleau, Hialeah, Homestead, Kendall, Miami, Miami Beach, Miami Lakes, North Miami, Tamiami, and Westchester.
Broward: Fort Lauderdale, Hallandale Beach, Hollywood, Pembroke Pines, and Weston; and Palm Beach County including Boca Raton, Lake Worth, and West Palm Beach.
