Common Defense Tactics Insurance Companies Use Against You
Insurance companies are not looking out for your best interest. Don’t be fooled by an adjuster’s pleasant voice or seeming concern for your injury. You need to remember that these are highly trained individuals, and their employer is the insurance company, not you. Their primary goal is to save the insurance company money by any means necessary. Over the course of my career, I have seen many different defense tactics used by insurance companies. You need to know what matters to the defense and how they will use it against your case. In this blog post, I will list and discuss some of the most common defense tactics that insurance companies will use against you.
No Medical Treatment: The three factors in a personal injury case our liability, causation, and damages. Without damages, there is no case. If you were not injured and you are cleared by a doctor, consider yourself lucky, this type of case can usually be settled rather quickly. If you are injured, make sure you get all the medical treatment necessary to recover or recover as best as possible. Your number one priority should be to recover from your injuries. Some people think that just giving it time will cause an injury to go away, that couldn’t be further from the truth. If you are injured, seek immediate medical attention.
Gaps in Medical Treatment: One of the most common defense tactics is to make the argument that the injury victim had gaps in medical treatment. This is a way of indicating that your injuries weren’t that serious. In some cases, they may claim that you took too long after the accident to get treatment. Unfortunately, most people won’t go to get checked out by a doctor until they absolutely have no choice.
Inconsistent Statements: Inconsistent statements can be killers. Remember, anything you say can and will be used against you. This applies to anything you tell the insurance adjuster at any point in your claim, anything you tell your doctor, and anything you tell the person who harmed you. This comes into play when the insurance adjuster request a recorded statement and you leave out a detail you later remember it also comes in to play with your medical records.
Missing Witnesses and Evidence: If your injury is minor, then you can generally gather all the evidence necessary; however, if you or a loved one is involved in a serious wreck or life changing event other than a crash, trial lawyers can help preserve the evidence.
Speak with Our Accident lawyer in Miami Today!
Were you or someone you know hurt in a motor vehicle accident in South Florida? Sadly, traffic accidents in Miami and Broward are extremely common and occur almost every single day. From a minor fender bender, to a serious car accident, our team can help guide you through the process of filing an insurance claim against the negligent driver or filing a personal injury lawsuit for damages. Rear end motor vehicle accidents are some of the most common types of accidents in South Florida and can occur for many different reasons. Oftentimes, rear-end accidents are caused by fatigued or distracted drivers. In other instances, rear-end accidents are caused by poor road conditions or rare multi vehicle chain reaction accidents. In Florida, all drivers have a duty to follow the rules of the road when they are behind the wheel. This requires drivers to pay close attention to their surroundings to avoid collisions with other motorists. When drivers do their part, most car accidents are prevented. This is especially true when it comes to rear-end accidents. At Suarez & Montero, our motorcycle accident attorneys have a steady record of helping motorcycle accident injury victims in obtaining compensation for their injuries and we can help you too! We encourage you to get in touch with Suarez & Montero today and schedule a consultation with one of our experienced motorcycle accident lawyers. Our Law Firm’s history of extraordinary representation and success in motorcycle accident cases and many other types of personal injury claims has earned us great praise from former injury clients, as well as high reviews on Google! For over 19 years, we have delivered quality legal representation for people who have been injured in all types of motorcycle accidents across South Florida. We are available 24/7 to give you a free, no risk case consultation. Gathering evidence in a motorcycle accident case can take time, and there are time limits for filing, so getting started right away is critical. Contact one of our car accidents lawyers today for a free no risk consultation! We serve clients throughout Florida including those in the following areas:
Miami-Dade: Aventura, Coral Gables, Doral, Fontainebleau, Hialeah, Homestead, Kendall, Miami, Miami Beach, Miami Lakes, North Miami, Tamiami, and Westchester.
Broward: Fort Lauderdale, Hallandale Beach, Hollywood, Pembroke Pines, and Weston; and Palm Beach County including Boca Raton, Lake Worth, and West Palm Beach.
