Auto insurance

Auto insurance policies are confusing and boring documents that can be an absolutely terrible to read. Your policy is a legal contract binding the insurance company to perform specific actions under certain circumstances for an agreed upon price. Insurers want…

Insureds and insurers have been disputing coverage for centuries, and when a word, clause, or phrase is unclear and ambiguous, the courts generally rule against the party that wrote it, usually the insurance company. Most insurance policies consist of four…

Once it is established what the claimant's standing is in relation to the insurer that helps determine the available courses of action to dispute the insurer's claims decision. In a third-party liability case, the absence of a direct contractual relationship…

Insurance companies use a variety of factors to determine how much you will pay for your car insurance based on the level of risk to the company. The riskier you appear, the more you will pay for car insurance. The…

When is the last time you sat down to read your auto insurance policy from beginning to end? The mere thought of reading an insurance policy can make your head hurt. Reading your policy helps you verify that the policy…

If you are currently in the midst of a prolonged struggle with your insurance company over a delayed or denied claim, you may be asked to submit to an examination under oath. An examination under oath or “EUO” is a…

When you start to consider the various types of auto insurance coverage available it can get overwhelming. While basic, legally mandated auto insurance covers the cost of damages to other vehicles that you cause while driving, it does not always…