How to Negotiate with Insurance Adjusters
While we are made to believe that insurance companies exist to help us out when the unexpected happens, that’s not always the case. The truth is insurance companies are businesses run for profit. Essentially, they care more about how much profit they make then how much assistance they can offer you. When the time comes for you to make a claim, they will do their best to reduce the payout. It’s that simple. In this blog post, I will discuss some tips to keep in mind when negotiating a claim with an insurance adjuster.
Hiring a Personal Injury Attorney. When the insurance company knows that your case is going to be worth a lot of money., And adjuster will be sent to try and persuade you to except a small settlement amount. They will advise you not to get a lawyer and stead will encourage you to have a sit down with them and negotiate a settlement. This way, they can take advantage of your legal ignorance and convince you to accept a low settlement amount. Don’t be in a hurry to sign any settlement before understanding the full extent of your damages and injuries after an accident. Adjusters will always try to rush you into agreeing to sign a quick settlement, which is usually far less than what you are entitled to receive.
Recorded Statements. Here is another trick that is often used by adjusters. The goal here is to make you say or write something on the record that could then be used against you in your personal injury case. Insurance adjusters are well-versed in taking your statements out of context and interpreting them to jeopardize your payments. For instance, if you say “I’m sorry” it can be used to prove you admitted liability.
Medical Records. The adjuster may ask you to sign an authorization that allows the adjuster to access your medical records. Do not allow this. Adjusters know how to use your medical records to discredit your injury claim. This is one of the biggest mistakes you can make a personal injury claim.
Call a Accident Attorney in Miami Today!
At Suarez & Montero, we appreciate the psychological and somatic challenges that develop in the aftermath of a crash. And when sizeable injuries, damage to your vehicle and even fatalities take place, you, and the people you care for the most should be compensated. Sadly, it can be difficult to obtain compensation in South Florida because Florida is a no-fault state. While no- fault works reasonably well as it pertains to minor car accidents, when the damages are extensive and the injuries are serious or life threatening, the no fault system falters. If you or your loved one has suffered serious injuries, you may be eligible to take additional legal action to compensate for your losses. Especially when your damages exceed your own personal injury protection limits and the at-fault party’s insurer is not responding to your claim. If this describes your current situation, consider retaining one of our skilled and experienced car accident attorneys to help you. For over 19 years, we have delivered quality legal representation for people who have been injured in all types of car accidents across South Florida. We are available 24/7 to give you a free, no risk case consultation.
We serve clients throughout Florida including those in the following areas:
Miami-Dade: Aventura, Coral Gables, Doral, Fontainebleau, Hialeah, Homestead, Kendall, Miami, Miami Beach, Miami Lakes, North Miami, Tamiami, and Westchester.
Broward: Fort Lauderdale, Hallandale Beach, Hollywood, Pembroke Pines, and Weston; and Palm Beach County including Boca Raton, Lake Worth, and West Palm Beach.
