Source: Local10.com
The Hallandale Beach Police Department says three underage suspects were arrested on Saturday morning after allegedly trying to break into cars in Hallandale Beach before crashing into a local restaurant. According to a spokesperson for the police department, officers responded to 437 Golden Isles Drive regarding multiple males trying to break into parked vehicles.
While on the way, officers were alerted that the suspects got into a white SUV and took off, heading south. Officers then observed a white Lexus SUV leaving the area at a high rate of speed. Police said the vehicle apparently lost control shortly after and struck the Touch of Cuba restaurant located at 117 East Hallandale Beach Blvd., causing extensive damage. The business was fortunately closed, and no injuries were reported. The three juvenile suspects were taken into custody and brought to a hospital for injuries they may have sustained in the crash.
Does Your Insurance Policy Cover Me If a Vehicle Crashes into Your Home or Business?
It can be completely shocking to experience a car crashing through your home or business. The initial clean-up process and extensive damages can be devastating. As a business owner, the first thing you’ll want to do is figure out how to clean up the mess. Next, you will want to make an insurance claim with the driver’s insurance company as their insurance company will be responsible for the costs of any injuries or property damage. Sadly, it doesn’t end there. Many drivers in Florida are underinsured and have low policy limits so any damage to your business that exceeds this limit will have to come from another source.
To illustrate, if the policy limits for the at fault driver are $100,000 for property damage and your total property damage totals to $200,000, you will have to come out of pocket for the remaining $100,000. However, you may have some other options. For example, if an uninsured or under insured driver crashes into your business, you can make a claim with your own auto insurance policy if you purchased uninsured or underinsured car insurance coverage. These types of policies cover the damage caused by other drivers who don’t have insurance of their own or did not purchase enough coverage. Sadly, many business owners fail to comprehend the need for adequate coverage until they are faced with a situation like the one described in this blog post.
Of course, a civil suit may be filed against the at fault driver personally, but this can be challenging since most drivers who can’t afford insurance don’t always have the assets to compensate for the damage.
Property Insurance
In situations where an at-fault driver’s car insurance does not cover the full amount of the property damage, your property insurance policy may be used to cover any remaining costs. These policies also have deductibles, meaning that you will have to pay some costs out-of-pocket, even if you were not at fault for the damage to your business.
After automobile and health insurance, property insurance is the most common form of insurance protecting individuals in the United States. First, as the name implies, it provides first-in it; second, it provides liability protections for some acts of the insured undertaken in his or her personal life; third, it usually provides a small amount of medical coverage for persons injured on the premises of the insured. Property insurance covers structures such as dwellings, buildings, factories, and similar risks, plus any contents including personal property, electronic data processing equipment, merchandise, raw materials, vehicles, and similar risks for specific perils.
Contact an Experienced Car Accident Attorney!
If a driver has crashed into your home or business and caused extensive personal or property damage, contact the lawyers at Suarez & Montero. Contact an Experienced Personal Injury Attorney Today! There is no replacement for quality legal advice after being involved in a car accident. The car accident attorneys at Suarez and Montero would love to have an opportunity to explain the law in Florida to assist you in presenting a strong claim against the at fault party.
The Florida auto accident attorneys at Suarez & Montero encourage you to reach out so that we can explain more about the different ways that our law firm and attorneys can provide legal help and guidance after an auto accident. Make an appointment with us at one of our many locations. Remember, we work on a contingency basis so you will owe us nothing If we are unable to obtain successful results for your case. The attorneys at Suarez & Montero can meet with you to discuss further. always available to talk with you and answer your questions. Our skillful attorneys are genuinely committed to our clients. We will fight to make sure that you get the maximum amount of compensation owed to you.
Let us help you get the medical care you need and fight to make sure you are compensated for your injuries! Our attorneys are ready to provide proven legal representation in pursuing your claim and stand ready to protect your rights.
We are available 24/7 to give you a free, no risk case consultation.
