Trusted Miami Personal Injury Lawyers — Standing Up for Injured Victims for Over 24 Years
An unexpected injury can turn an ordinary day in Miami into a long road of medical appointments, missed paychecks, and pressure from insurance adjusters. Serious accidents happen across the city every day — along I-95 and the Dolphin Expressway (SR-836), on Biscayne Boulevard and US-1, and on the crowded ramps of the Palmetto Expressway (SR-826). For more than two decades, the Law Offices of Suarez & Montero have stood beside injured people throughout Miami and Miami-Dade County, and our dedicated accident attorneys fight relentlessly to recover every dollar our clients are owed. You pay nothing unless we win, and we are available 24/7. Call us anytime for a free, no-obligation consultation.
What Should You Do After an Injury in Miami?
The steps you take in the hours after an accident can shape your health and your claim for months to come. If you are hurt in a crash, a fall, or any other incident, get medical attention right away — even injuries that feel minor, such as whiplash or a concussion, can worsen over the following days. Call the police or report the incident to the property owner so there is an official record, and ask for a copy. If you are able, photograph the scene, your injuries, and anything that contributed to the accident, and collect the names and contact details of any witnesses. Keep your medical bills, receipts, and a simple journal of how the injury affects your daily life. Finally, be careful about what you say to an insurance company, and speak with an attorney before accepting any settlement offer or giving a recorded statement.
Personal Injury Cases We Handle in Miami
Our team represents clients in a wide range of personal injury matters across Miami and the surrounding communities, including:
- Car, truck, and motorcycle accidents
- Pedestrian and bicycle accidents
- Slip, trip, and fall injuries
- Unsafe property and inadequate security (premises liability)
- Medical malpractice and nursing-home neglect
- Traumatic brain injuries and spinal cord injuries
- Wrongful death
What Are the Most Common Causes of Serious Injuries in Miami?
Miami is one of the busiest and most heavily traveled cities in Florida, and that constant motion brings risk. Many of the serious injury cases we see trace back to a handful of recurring causes:
- Distracted and aggressive driving on corridors like I-95, US-1, and the Dolphin Expressway, where heavy traffic and quick lane changes leave little room for error.
- Speeding and impaired driving, especially at night and on weekends, which turn survivable crashes into catastrophic ones.
- Poorly maintained property — wet floors, broken stairs, uneven walkways, and dim parking garages that lead to falls and assaults.
- Negligent commercial operators, from delivery and rideshare drivers to stores and apartment complexes that ignore known hazards.
Do I Need a Miami Personal Injury Lawyer?
After an injury, you will usually deal first with an insurance company — your own and the at-fault party’s. Because Florida is a no-fault state, your Personal Injury Protection (PIP) coverage pays the first $10,000 of medical bills and lost wages, but that rarely covers the true cost of a serious injury. Once your losses exceed PIP, you must pursue the at-fault party, and insurers routinely delay, undervalue, or deny what they owe. An experienced personal injury attorney levels the playing field — gathering evidence, calculating the full value of your claim, and negotiating from a position of strength so you are not pressured into a lowball offer.
How to Choose the Right Personal Injury Attorney
The lawyer you choose matters as much as the decision to hire one. As you compare firms, weigh:
- Experience with cases like yours — a proven record handling similar injuries in Miami-Dade County courts.
- Honest communication — a firm that explains your options clearly and is easy to reach when you have questions.
- Independent reviews — what former clients say about how they were treated.
- The whole team — the paralegals and staff who will manage your case day to day, not just the names on the door.
When Can I File a Personal Injury Lawsuit in Florida?
It is wise to speak with a lawyer early, while evidence is fresh and witnesses are easy to find. Your attorney will investigate, build your claim, and negotiate with the insurer toward a fair settlement. Most cases resolve without a trial, but if the insurance company refuses to offer what your case is worth, the next step is filing a lawsuit and pursuing full compensation in court.
Florida Personal Injury Laws You Should Know
Statute of limitations. As of March 2023, most negligence-based personal injury claims in Florida must be filed within two years of the date of injury. Miss that deadline and you can lose the right to recover anything.
Comparative negligence. Florida follows a modified comparative negligence rule. You can still recover if you were partly at fault, as long as you were not more than 50% responsible, but your award is reduced by your share of the blame.
No-fault insurance. Your own PIP coverage pays first regardless of who caused the crash, but serious injuries open the door to a claim against the at-fault party for the full extent of your losses.
What Compensation Can You Recover?
Every case is different, but compensation in a personal injury claim generally falls into a few categories:
- Medical expenses — emergency care, surgery, hospital stays, therapy, medication, and future treatment.
- Lost wages — income lost during recovery and any reduction in your future earning capacity.
- Pain and suffering — physical pain, emotional distress, and the loss of your normal quality of life.
- Property damage — repair or replacement of your vehicle and other belongings.
- Wrongful death — funeral costs and the loss of support and companionship when a loved one is killed.
Call Our Experienced Miami Personal Injury Lawyers Today
At the Law Offices of Suarez & Montero, we proudly serve Miami and all of Miami-Dade County, and we know what it takes to stand up to the insurance companies. If you or someone you love has been hurt by another’s negligence, let us review your case and explain your options at no cost. We are available 24/7 — call Miami (305) 631-1911 or Broward (954) 704-8123, and pay nothing unless we win. Here are some of the types of cases we handle:
Schedule a FREE Consultation ! Call 305-631-1911
We serve clients throughout Florida including those in the following areas:
Miami-Dade: Aventura, Coral Gables, Doral, Fontainebleau, Hialeah, Homestead, Kendall, Miami, Miami Beach, Miami Lakes, North Miami, Tamiami, and Westchester.
Broward: Fort Lauderdale, Hallandale Beach, Hollywood, Pembroke Pines, and Weston; and Palm Beach County including Boca Raton, Lake Worth, and West Palm Beach.
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Car Accident Resources
Federal Trade Commission (FTC): Auto Warranties and Maintenance – Provides consumer education materials on automobile warranties and the importance of routine maintenance.
Insurance Information Institute: Auto Insurance – Great introduction to automobile insurance, with information to help you choose the right policy or make a claim.
National Highway Traffic Safety Administration (NHTSA) – Provides crash statistics and articles about automobile accidents, product safety, and child passenger safety.
National Safety Council (NSC): Driving information – Information about defensive driving, distracted driving, employer traffic safety, teen driving, and related topics.
U.S. Consumer Product Safety Commission – Features consumer publications, product recalls, reports on unsafe products, statistics and more; including content pertaining to automobile safety.
U.S. Department of Transportation (DOT) – Features automobile statistics, dockets, rules and references; with dedicated sections on distracted driving and other vehicle safety issues.
SaferCar.gov – Comprehensive resource for car owners, car shoppers, and parents; with crash test ratings, recalls, and other automobile safety information (NHTSA).
The Center for Auto Safety – Organization that provides news headlines and action alerts for defective automobiles and other vehicle safety information.
Motorcycle Safety Foundation – Organization that develops comprehensive safety training programs for motorcyclists.
Motorcycle Safety (NHTSA) – Motorcycle safety guide published by the NHTSA in conjunction with the Motorcycle Safety Foundation.
Frequently Asked Questions
What must you prove to win a personal injury claim in Florida?
You must show that the at-fault party was negligent. Negligence means failing to use the care a reasonably careful person would use in the same situation. Specifically, you must prove the other party owed you a duty of care, breached that duty, and that the breach directly caused your injuries and the losses that followed — your medical bills, lost income, and pain and suffering.
How much does it cost to hire a Miami personal injury lawyer?
Nothing up front. We handle personal injury cases on a contingency-fee basis, which means you pay no attorney’s fee unless we recover compensation for you. Your initial consultation is always free, and in most cases we advance the costs of building your claim and are repaid only out of the recovery at the end.
How do Florida PIP (Personal Injury Protection) benefits work?
Under Florida’s no-fault system, your PIP coverage is the first to pay after a crash. PIP covers 80% of reasonable, necessary medical expenses and a portion of lost wages, up to a $10,000 limit, as long as you seek treatment within 14 days of the accident. Because that limit is quickly exhausted in a serious injury, we move fast to pursue the at-fault party for everything PIP does not cover.
How long do I have to file a personal injury claim in Florida?
For most negligence-based claims, the deadline is two years from the date of injury under the law in effect since March 2023. A few situations can shorten or extend that window, so the safest course is to speak with an attorney as soon as possible while evidence and witness memories are still fresh.
What is my Miami personal injury case worth?
There is no single formula. Value depends on the severity of your injuries, your medical costs, the income you lost, the long-term impact on your life, who was at fault, and the insurance coverage available. After reviewing the details of your case, we can give you an honest, realistic assessment of what it may be worth.
Will my case have to go to court?
Most personal injury cases settle without a trial. We prepare every case as if it will go to court, which pressures insurers to make a fair offer, but we are always ready to litigate when an insurance company refuses to pay what your claim is genuinely worth.
